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Create new account.You can actually save yourself a lot of money by having a significant down payment when you get a car loan in Austin. When you're dealing with bad credit car loans, subprime lenders typically want a minimum of $1,000 down, or 10 percent of the car's selling price. This standard is only a general rule of thumb, and specific amounts vary by lender.Herbie's has been in business in Austin, TX since 2000. We look forward to being your dealership for your next great car! - Bad credit? No credit? Repossession? - It doesn't matter - we are here to help! Call today: (512) 771-4000Down Under Auto Sales - Selling used cars in South Austin. 512-707-8281 4700 S Lamar Blvd Austin, TX; Finance Application. ... Austin Texas Quality, Affordable Used Cars.Browse used vehicles in Austin, TX for sale on Cars.com, with prices under $15,000. 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